Safe as Houses

With the current turmoil in the financial markets in particular the high street banking instituitions I was thinking that over the last couple of weeks although the story is that personal bank customers will be protected should their bank fail I have heard nothing about if Business Accounts fall under the same set of rules ?

If small businesses like the majority of us here sundenly were exposed and business accounts suffered losses we could well be up the creek without a paddle.

Whats the general consensus of this topic and has anyone already been affected or made enquires as to the situtation of Business Banking and what if any safeguards are available.