3 months ago I bought a credit card terminal that works off the phone network. Its the best gadget I have ever bought because everyone has a couple of cards to pay with and you never get bounced cheques or have to go to the bank anymore.
I found a company local to me that sold them outright £595.00 + Vat with a 3 year guarantee and then got a merchant account with Lloyds TSB through them and got very good rates. There is no monthly charge and the max I pay on credit cards is 1.5{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} and debit cards only 0.24p. There is a small charge of £7.00 per month for the sim card that allows 1000 transactions per month.
If anyone is interested please contact me and I can pass on your details to the company to call with with more info.
Received mine 3 months ago as well , best thing I ever did business wise.
No trips to the bank, the moneys in your account in 3 working days.
Got mine from 123 SEND , I rent it for £26.00 a month plus 27p for debit cards & 1.8{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} for most credit cards.
Customer feedback is also excellent. Anybody thinking of this -go for it!
Clive.