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I was told today that factoring debt may be an answer if you want to be assured of getting your money from anyone you suspect may be “iffy” or whatever. Apparently they have some hold on the cash above the VAT & tax etc. so it could be an idea to look at it.
I also noticed the other day that the Bank Of Scotland are doing what appears to be a very good deal on this, might be worth looking into if it suits you. No idea what it’s like as I’ve never done it.
K.
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