GPRS Credit Card terminals

[timdowning]

Re: GPRS Credit Card terminals

How do you swallow the 2.5{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} on sales of new machines? I struggle to compete price wise as it is but losing another £10 per sale of machine would be hard. Perhaps I would get more sales because of excepting cards?? Who knows?? (I don’t have a shop by the way)

[Martin]

Re: GPRS Credit Card terminals

It’s worth just remembering that this thread is based around the benefit to the individual trader for using a portable credit/debit card terminal using the GPRS system. A modern day answer to accepting many different forms of payment from your customer in their own home. A system that ultimately gives your customer the many choices of payment for their personal convenience and for you a guaranteed and secure method of cashflow. 🙂

Whilst it’s very interesting discussing the rights and wrongs, benefits and shortfalls of dealing with ‘plastic’ money, it is not what the thread is all about after all said and done. :rolls:

[jeremy]

Re: GPRS Credit Card terminals

this might be of interest to some of you ..

http://www.corgi-direct.com/123send/3mo … eTrial.htm

dont know if you have to be corgi registered to make use of the offer though.

[Martin]

Re: GPRS Credit Card terminals

Wow!….Just done my first CNP (Cardholder Not Present) transaction on my new terminal 😀

In years gone by I always took a chance when ordering parts for machines before calling and visiting the customer for the first time in case they cancel days later and your stuck with the goods. 🙁 So for example when you know from what the customer has told you that the motor is a gonner (and you don’t stock that motor i.e special order)etc etc.

So today a customer needs a new grill element (which I don’t stock – special order) no point in calling on her til I have the part, she gives me all her credit card details over the phone…BINGO! part now on order! 🙂

Isn’t modern technology wonderful? 8)

[eastlmark]

Re: GPRS Credit Card terminals

could you not have done that on your old, wired terminal Martin? Ours always did and last year they added the securtiy number on the rear and have to key in the post code for added security, a feature our mobile terminal still hasnt caught up with for some reason.

[Martin]

Re: GPRS Credit Card terminals

eastlmark wrote:could you not have done that on your old, wired terminal Martin?

Never had one Mark, until recently I’ve just been using vouchers with a swipe machine with no CNP facility. Now like bobokines I don’t even accept cheques or have the need to go to the bank any more!

Electronic banking works for me! 🙂

[eastlmark]

Re: GPRS Credit Card terminals

ahh, ok its been many a years since we have used vouchers. Having said that though, cheques are still the most popular way of paying (about 60{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d}) and there is no way we could say we dont accept them, yet.

[Martin]

Re: GPRS Credit Card terminals

eastlmark wrote:cheques are still the most popular way of paying (about 60{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d}) and there is no way we could say we dont accept them, yet.

Until the advent of the GPRS unit 95{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} of my customers paid by cheque. When I explain to them that it costs me more * to accept cheques than debit cards I have managed to turn that around totally (the only exception being from Lettings agents who always pay me by cheque in arrears). All my customers that have cheque books also carry chip & pin debit cards hence the simple transition to my preferred method of payment. 😉

* Debit Cards = 33p each, Cheques = 45p each transaction. A small (12p) difference I know but it sure mounts up over a few weeks. Plus the fag of having to go to the bank every week, suits me! 8)

[don]

Re: GPRS Credit Card terminals

Quite a few businesses down here have stopped taking cheques altogether including the local motorway services. Some say like Martin “it`s cheaper by the transaction” others it`s “payment by cheque has been getting less and less so we decided to stop taking them”.

We still accept cheques but I must admit probably no more than five or six a week in the shop.

Is this the same where you are ❓

Don

[tonyclifton]

Re: GPRS Credit Card terminals

do u have to change banks to use it as im with natwest?

[Martin]

Re: GPRS Credit Card terminals

tonyclifton wrote:do u have to change banks to use it as im with natwest?

Any bank will do, you’d best give Streamline a ring and they will fill you in on the detail. In fact I think Streamline use Natwest anyway?:wink:

http://www.streamline.com/New_to_Streamline/default.htm

(UKW could have perhaps negotiated a trading deal for their subscribers on this subject methinks?)

[Martin]

Re: GPRS Credit Card terminals

My GPRS terminal has been showing the incorrect time for a few weeks now (it’s been about 10 mins slow). Today I phoned 123send technical support asking how to adjust the clock, the guy there talked me through the administration set-up (blah blah blah)….and I got it sorted easy! 🙂

Anyway, the point of my post is that whilst we were chatting he checked up the ‘test report’ on my terminal. (Every day they send a test signal to each GPRS unit they have out in the field, much like SKY TV do with their digiboxes). The guy told me that my battery unit may need changing? And for me to do a 24hr mains charge and they will test the battery again? If it still shows low levels they will send a new battery unit and instruct me how to fit it… 😯 Bl**dy hell….I’m impressed, especially as I wasn’t aware the batteries were playing up?…Works fine for me just the same. 😀

[delta01]

Re: GPRS Credit Card terminals

martin if you do a ( card holder not present ) transaction is it guaranteed ?
i know a dealer who got stung once because on the system he used some one took the money back , and he lost out because of not having a signature . this new system sounds good though

[Martin]

Re: GPRS Credit Card terminals

delta01 wrote:martin if you do a ( card holder not present ) transaction is it guaranteed ?

Technically no single transaction is “guaranteed” in spite of getting an “authorisation code” on processing the card from the clearance bank at the point of sale. A full 24 hours may elapse before payment is made into your account as they usually operate on a ‘next banking day’ delay basis.

In reality though, once the card has been “authorised” at the point of sale the chances of the transaction failing is very slim indeed. Especially these days as the processing systems get more and more sophisticated. I’ve processed hundreds and hundreds of cards since switching to GPRS and never once had a problem (touch wood?).

One of the big bonuses of me having a CNP facility is getting paid by landlords over the phone in their ivory tower somewhere whilst I’m in one of their grubby flats in Dumpsville wanting my dosh…..works a treat! 😀

[eastlmark]

Re: GPRS Credit Card terminals

As long as your terminal accepts the 3 digit security code on the back then they are as guaranteed as they can ever be. Must admit it was only recently that my vodaphone terminal could cope with the seucurity code which caused my merchant (Barclays) to charge an extra fee for unsecured transactions so I only took the card not present as a last resort. Its was doubly anoying as most of the not present transactions were due to the terminal not working in the3 customers house at the time. (usually due to lack of signal or lack of me charging the damn thing up enough as it does run its battery down even when turned off and also has a habit of switching itself on in my bag.)

[Author]

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