GPRS Credit Card terminals

[Martin]

Re: GPRS Credit Card terminals

eastlmark wrote:(usually due to lack of signal or lack of me charging the damn thing up enough as it does run its battery down even when turned off and also has a habit of switching itself on in my bag.)

Is your GPRS Terminal one of these Mark?

If so then you should leave the unit switched on 24/7 x 365 and charge it for 24 hrs once a week. Lack of signal is impossible as it’s satellite dependent and unless your using it inside a metal container you’ll always get a signal. Having said that, the battery must always have plenty of power in order to communicate and avoid subsequent loss of signal.

The leather case they come supplied with are useless though, that’s why I put mine in a plastic ‘spaghetti container’. (sealed & waterproof) 😀

[eastlmark]

Re: GPRS Credit Card terminals

no its not Martin, its a Vodaphone one (the only one my merchant service will accept) hence needs a mobile phone network to use, Satelites? (GPRS is nothing to do with satellites! Sure you not confusing your abreviations with GPS?) whats that all about then?
Battery will not last a day when switched on even if the printer is never used.

[grazzamongrel]

Re: GPRS Credit Card terminals

just a quick question as i am very interested in getting one of the hand held terminals, if insufficient funds are in the customers account when paying for the repair does the terminal know this and reject the card??
😕

[eastlmark]

Re: GPRS Credit Card terminals

grazzamongrel wrote:just a quick question as i am very interested in getting one of the hand held terminals, if insufficient funds are in the customers account when paying for the repair does the terminal know this and reject the card??
😕

yes

[Martin]

Re: GPRS Credit Card terminals

eastlmark wrote:yes

Absolutely. 🙂

But, it is important to realise that processing cards electronically is only a way of finding out if the card has not been reported stolen or lost and that there are sufficient funds in the clients account and that precise moment in time.

However, it does not guarantee payment though and whilst you will always receive an ‘Authorisation Code Number’ on every successful transaction it may take up to 24/48 hours for the payment to get into your bank account.

Most (if not all) ‘merchant services’ set a ‘zero floor limit’ to every electronic transaction therefore every card has to be authorised but if the funds are subsequently rejected you will be entitled to no compensation from them as a result.

Some merchant services do still allow a modest floor limit for paper voucher transactions. Usually between £75 – £200 depending on the type of business you run. No such option though on electronic processing and therefore to guarantee payment 100{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} you may consider withholding the supply of goods at least until the money is in your bank account when parting with expensive goods.

Many Internet companies delay despatch of goods purposely until funds are cleared. Shopkeepers don’t usually have that security and take a calculated risk in order to make a sale there and then. Repair work in a clients own home is never a problem for payment to be guaranteed and even if it were, you know where they live! 😉

So far, touch wood, I’ve never ever had a problem and its a brilliant way of getting your money up front every time. 😀

P.S I don’t know what gave me the idea GPRS was a satellite system? Thanks to Mark I now have found out it operates by GSM mobile phone networks. Whatever, all I know is it works every time for me! 😉

[eastlmark]

Re: GPRS Credit Card terminals

pretty sure you will be guaranteed payment if authorised unless there is a dispute. (ie its a stolen card). As we are generally in customers houses at the time then that is an unlikely situation. Electron/solo cards will only pay if there is enough in the account and that will be checked at time of authorisation. Other cards depend on their overdraft limit or credit limit for credit cards.
Whatever, its the safest way of taking payment.

[Lawrence]

Re: GPRS Credit Card terminals

I am currently looking at cardnet and CPS ,I have been thinking about it for a while but what did it for me was that I lost a sale last week as she wouldn’t be able to pay on plastic 🙁 .
Lawrence

[admin]

Re: GPRS Credit Card terminals

Hi
I have now been using the mobile chip&pin for two months and it’s a much better
Way …..i like it and so do my customers …I still offer other means of paying The chip and pin has also got me more sales… and I know I’ve got paid ,also very handy on the jobs where the owners not in to pay! 🙁 ……so one phone call after jobs done and over the phone they pay on a card…no more waiting for cheques to come in the post…weeks later ! 😀

I found that card save had a good deal …no set up fees just £35.19 hire of the ingenico 7910 gprs unit and inc vat per month
Then 25p .debit cards or 1.70{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} on personal credit cards or 2.35{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} on commercial /business cards

Card saves number is 01472 263574
http://www.cardsave.net/raf

Hope this helps those that are interested in this method of getting payments from your customers,

canufixit

[Martin]

Re: GPRS Credit Card terminals

OK so the thread is getting a little old now so I thought I blow away the cobwebs just for the hell of it. If only to give an up-date as it were on my latest GPRS Chip ‘n Pin device. Which I’ve had for a few months now and because my old terminal had passed its sell by date 123send (my supplier) offered me a super-dooper new unit (an Ingenico EFT930G) which is smaller, smarter (more bells & whistles) and the best bit of all….a lot cheaper to rent from them. 😀

I’m well pleased with it but there was a major snag with it I found pretty soon after I started using it. In that unlike my old terminal that I sent back to them, this one was on the 02 network. 🙁

I operate in Vodafone country and O2’s signal by comparison in my manor is cr$p. So much so that for a while I was hanging out of first floor windows, standing in the pouring rain at the end of someone’s garden on tiptoes trying to get a signal to process the card. In fact in most cases it took longer to process their cards on O2 than fixing their m/c’s. :rolls:

So in the end had to return the unit to them for them to reconfigure the machine onto the Vodafone network (new Sim card and stuff) and after 3 days they returned it to me and at last have wall to wall signal coverage.

So the up-shot is that if any of you guys have a similar network problem with your terminal as I had then get them to reset it onto a network that works for you OK?

[eastlmark]

Re: GPRS Credit Card terminals

Mine is on Vodaphone and coverage was patchy but they told me to reconfigure it to GSM instead of GPRS (it took 2 years of complaining before they told me this mind)and its much better and quicker that way. Still, had one customer lead me up to her bedroom the other day under the pretence that its the only place in the house where there is a signal! I dont know, the tricks these housewives try on 😆

they are not perfect though and there is no safe option of taking a card with no signal AFAIK. Still some way to go before we can ditch cheques altogether.

[peterjay]

ive had mobile card readers in the vans for a year now most of the time ok but check your aera for poor signals
dont always work
other down side it can take 5 days to clear account into your bank

[Allsorts]

Re: GPRS Credit Card terminals

Just a curiosity question .. What would you do if the card was declined and they had no cheques or cash?

George

[chalky]

Re: GPRS Credit Card terminals

Had my terminal from 123send on the FSB plan for a couple of days now, very impressed thinking of getting the cashback function enabled so I won’t have to go to the bank at all. 😀
O2 seems a little patchy round my way but it’s better than Vodafone, had one customer where I could not get a signal but I just drove up the road and phoned the customer when i had a signal and did a CNP worked a treat.

[GPservice]

Re: GPRS Credit Card terminals

Hi all i got the man coming from handypay on tuesday about a mobile terminal had 2 cheques bounce in June, hopefully this should sort the problem !.

[Author]

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