Re: insurance work
There are pay monthly web solutions starting to come into the fold.
Basically you pay them around £15 a month, they design, optimize and manage your site and traffic sources.
Far more profitable than yell or the free ads, but it depends on your market, if your in an area that has middle earners a web present is important, if your surrounded by Beko and Haier users, forget it, your better off drinkin in the local.