- This topic has 5 replies, 4 voices, and was last updated 11 years, 10 months ago by
.
-
Posts
-
I’m sure this has come up before but it appears to be doing the rounds again so here’s how it works so you don’t get caught.
Someone contacts you and it seems pukka wanting to buy something or other and they want to pay by bank transfer. Often they will tell you they can only pay this way as that’s how their company does business.
You give a price etc and they say that they’ve paid by transfer.
Then you get a mail or a call to tell you that they bodged it and overpaid you by whatever amount, the scam prices start at a £1000 overpayment usually.
You check your bank and, sure enough there’s the amount as discussed paid into your bank plus the amount being scammed, designed this way to a) look like a simple mis-keying error and b) they know most will only look at the amount column.
Look closer.
It’s not an electronic transfer at all it’s a cheque that’s been paid into a branch, it will usually have a “C/R” reference and there’s usually a six digit sort code reference to make it appear, to those that don’t engage the brains cells, like it was electronic.
That cheque will bounce.
If you made the repayment you have just lost whatever you transferred to the scumbag scammer’s account.
K.
Re: New Scam, Old Scam
The detail from you Ken is very specific so I sincerely hope they didn’t take you for too much?
Re: New Scam, Old Scam
kwatt wrote:Not a bean, I spotted it.
I can see some of (using Ken speak) “the lads” getting stitched up by this from the many slick-talking smart ar**d landlords that contact regularly. The request for bank account number/sort code details in order to deliver funds direct….etc etc.
Thanks for the heads up, I will strive, as always, to keep my powder dry. (Gun powder guys – don’t even think otherwise, lee8) 😉
Re: New Scam, Old Scam
duly noted, never knowlingly scammed, so far unscathed. hoping… should the need arise… this gives us the opportunity to play the “the playaz” 😛
Whilst on the subject of scamming, hopefully people who get the daily bnp oops sorry i mean the daily mail, read the piece about secure wifi and how your smartphone can show your account details if you log onto “free wifi”. It occurred to me that it was possible some scammers could lure you to the house to fix a broken washing machine, insist on paying by bacs and getting you to check on your smartphone that it had entered your account. of course, they would be ever so generous to allow you access to their wifi that will record your passwords etc whilst you happily make sure your fifty squid in your account, only to disappearhundredfold a few hours later… 🙂
- You must be logged in to reply to this topic.