Scratters Charter?

[reaper]

Just announced on the news this morning that bailiffs are not going to be allowed to take ‘essential’items eg cookers and fridges. So if youre selling on credit beware (they’ll pay one payment and you can whistle for the rest).COD could be a problem it will have to be cash or card before the appliance gets off the van, nothing now to stop someone from shutting the door in your face if you put the appliance in the house before payment. Court your only option and we know how good they are at allowing defendants to pay 50p a week which they pay for a month and then stop,making you go through the same rigmarole again.Facebook is going to be alive with scratters telling each other how to get new cookers and fridges for next to nothing.

[Martin]

Re: Scratters Charter?

reaper wrote:So if youre selling on credit beware (they’ll pay one payment and you can whistle for the rest).

But why would any retailer “sell” stuff on credit unless that credit agreement was approved and the risk accepted by a finance company?

[robbra]

Re: Scratters Charter?

They can still take other goods to the value so what’s the problem?

[reaper]

Re: Scratters Charter?

I think that there will be more trouble with trying to reclaim rentals if the courts decide these are ‘essentials’.Perhaps we might get a legal clarification on this matter.I believe that ‘rent to buy’ is riskier than just renting (where the appliance remains the property of the people renting it out).Must admit I panicked a bit when I heard about cookers being an essential item as I had delivered a new cooker to a tenant who said it kept burning her cakes,tried to explain to her that fan ovens are a different to plain ovens but it fell on deaf ears. The landlady wouldnt pay the bill-she pleaded the poor old lady routine but turned out to be a tough old biddy.Reclaimed the cooker friday – tenant now has no cooker and will give landlady earache – what a shame.

[Author]

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