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I have been a personal customer of Barclays Bank for almost 40 years, and a business customer for over 26 years, not for much longer. They have just introduced a new charging structure on my small business account. My charges for the last quarter have more than doubled due to the new tarriffs. 😥
I know the Alliance & Leicester offer free business banking, anyone use them, any drawbacks, or other suggestions.
On reading the title Jim I have to confess that my first thought was, “which ones?”! 😉
A&L used them a long timeago, will never again. Saying that I don’tthink that there’s much to choose between them in all honesty these days. 😕
K.
Re: Robbing Barstewards
I believe the A&L have similar ‘trip wires’ in their business package too (in the small print) ..I’m with Lloyds TSB for my sins and they have got to top the charts for their robbing techniques. For example if (for example) I was to go to them right now and hand over £5 to put into my account they would charge me 70 pence for the privilege 👿
Re: Robbing Barstewards
It costs us more to bank cash than cheques. That’s Barclays again. 🙁
Apparantly, it’s to try and stamp on the black economy?
I have to laugh now, when a customer asks for a disscount because they are using cash.
Re: Robbing Barstewards
Goatboy wrote:Apparantly, it’s to try and stamp on the black economy?
First thought, yeah that’ll work… encourage people NOT to take cash to the bank! 🙄
So you just know where it’sgoingto end up and why everytime I buy milk I get pestered about cashback.
K.
Re: Robbing Barstewards
For years now my missus complained our mattress was getting lumpy, since I exchanged all the £20’s for £50’s at the bank we’re sleeping much better now! 😉
Re: Robbing Barstewards
Martin wrote:For years now my missus complained our mattress was getting lumpy
Here you go Martin: Help Martin’s Bed
Sleep with confidence 😉
Re: Robbing Barstewards
NWAR wrote:Sleep with confidence 😉
:rotl:
Brilliant idea, thanks, wouldn’t want my notes to get wet after all :tup:
Re: Robbing Barstewards
There is another way of getting your banking costs down. i.e. trade under your own name bank into your personal account (FREE) and for a triffling amount tranfer at the end of the month electronicaly to your business account. They still sting you for BACS payments and direct debits but if you put in a lot of cheques it can save you a bit, also you make a little intrest on your personal account.
Bill :scot:
Re: Robbing Barstewards
My statement used to read
Automated Entries @£0.45
Standard Entries @£0.64
Maintenance fee £7.50Now it reads.
Non Automated Debits @£0.59
Credits paid in @£0.75
Cash paid in @£0.55 per £100
Cheques paid in @£0.28
Statements posted @£0.95
Unpaid Cheques inwards @£2.00
Account Fee £9.00Resulting in a 100{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} increase on my last quarters charges.
I bank with Abbey Business account. As sole trader pay no charges & get interest on balance. Only trouble is you have to use the ATM’S to pay in , so you can only pay in notes no coinage.Moved from Barclays when my charges went sky high.
Re: Robbing Barstewards
I to got my barclays bank charge statement today And I am outraged that they have charged me £20 for the privilege of withdrawing my own cash! 2 Mths bank charges £105 Iam now seriously looking for an alternative
Goose
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