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Bit of a kick-off on the way as the “loans” that government are offering are through the banks. Effectively HMG pays the interest for a year to give interest-free for a year.
Problems with this abound.
Firstly the banks are treating it as an overdraft application and some banks are looking for personal guarantees for it. So if you don’t know, that means if the company folds the bank can come after you for the money, repossess your house, car, van etc. This is not cool, not cool at all.
Next, we looked at the banks and they’d sneaky ******* as we found one or two have bumped the interest rates up since this began, for example, I think Santander has gone from 5.7{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} to over 10{e5d1b7155a01ef1f3b9c9968eaba33524ee81600d00d4be2b4d93ac2e58cec2d} so if you go beyond the 12 months (if you can get it or want to) then you get humped at the backend.
This is the highlights of what we found looking and then, this morning, I see the BBC reporting this and that a good many ain’t at all happy about this.
https://www.bbc.co.uk/news/business-52043896
Just so you all know as, if you thought this was a lifeline then it might not be what it seems and the risk to HMG appears to have been almost completely mitigated.
K.
Sorry, yes, typo.
Do not move the actual evaporator as if you bust a pipe, game over without a refrigeration person with special equipment to fix it.
K.
On that diagram item 503 is a “HEXAGON-HEAD SELF-TAPPING SCREW” that would seem to hold it in place.
K.
It reads resistances so you can see that, means there’s something else somewhere messing with its brains. The problem is, working out what.
K.
Your call.
If you think it’s unsafe, not clean and they don’t distance, then walk if that’s what you deem should happen. It’s a judgement call on your part as only you can assess it and any potential risk to the idiots you’re visiting and yourself.
K.
Yesterday I updated this with home service stuff:
https://www.ukwhitegoods.co.uk/appliance-industry-news/4412-delivery-difficulties
Basically, listening to Micheal Gove on R4 this morning that’s the is the case more or less as set out there. Not exhaustive but a general guide and common sense will apply.
K.
As above Bob, unclear as yet but we are not alone.
Heating guys, plumbers and other essential services are also unclear. My own take is that many of these services are utterly essential and all the more so if people are effectively under house arrest.
So my take on it is, carry on should you wish to and explain if stopped why you are out, it’s all you can do till things are clarified.
K.
Yes, people just don’t seem to get it yet it’ll be everyone else’s fault when loved ones take ill or die.
In other news, AMDEA is trying to get appliance repairers onto the key workers list, will update as I get info.
Italy, industrial lockdown with many closed or near as closed so expect delays on parts from or that move through Italy. Ilve, for example, is completely closed down, no product, no parts, no admin.
I suspect others will follow.
Products from Italy, forget it for a while is what I’m being told.
Anything that moves through Italy etc, same.
Other countries as they close or restrict border crossings will also mean difficulty with both new products and parts.
Turkey, as I’d not seen anything and decided to look, is also affected and are behind the EU but it’s started there also so expect Beko, Vestel etc to also slow soon enough.
🙁
K.
